Negotiate Best Terms

ELMC’s reputation and expertise results in the most favorable terms with stop-loss carriers, reinsurers and service providers. Our superior industry knowledge allows us to focus on the future of our clients when packaging risk. By carefully selecting our partners, ELMC is able to deliver optimum results for all parties.

Focus Forward

The ELMC companies provide a range of premium products and services.

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Medical Stop-
Loss Coverage

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HMO
Reinsurance

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Medical Excess
Reinsurance

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Prescription
Drug Stop-Loss

All of our products and services offer flexible designs including selection from a variety of deductibles and a choice of limits for a broad range of groups and associations.
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