Our Distinguished Family of Companies

ELMC empowers our MGUs by supporting their management teams as they work to grow their business and guide their clients. All ELMC member companies are characterized by:

  • Sophisticated solutions
  • Outstanding analytics
  • Strong industry relationships
  • Superior level of claims management

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ELMC Underwriters
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ELMC Underwriters is a newly formed MGU dedicated to creating custom options that best fit each group’s risk profile. Led by a team of industry veterans, ELMC Underwriters offers an in-depth understanding of the stop-loss and self-funded marketplace and a broad range of options to suit groups of all sizes and industry classifications.

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IOA Re
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IOA Re, established in 1946, provides insurance and reinsurance products to employers and insurance companies. Key offerings include: Employer Medical stop-loss insurance, HMO reinsurance, Provider Excess insurance, Workers Compensation reinsurance. IOA Re provides all services from quote to binding of coverage, policy issuance and claim payment. IOA Re serves the Broker and Third Party Administrator(TPA) community.

The affiliated company Insurance Resource and Auditing Service(IRAS) provides professional auditing and insurance services for external MGUs, insurers, reinsurers, managed care organizations, TPAs and self-insured employers.

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RxReins, Inc.
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RxReins is an MGU specializing in assisting employers in managing the risk associated with self-funding their prescription drug benefit plans.

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DiversitySL

DiversitySL
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DiversitySL is a full-service MGU that provides stop-loss services to both public and private organizations. DiversitySL has formed strategic partnerships with leading national insurance brokerage firms to become the minority partner of choice for firms seeking to work in the urban marketplace, government, or in other areas where diversity initiatives are of concern. DiversitySL is a certified Minority Business Enterprise and works as a strategic and vital partner.

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